Debt help directory

Official agencies and national nonprofits, free to use. Filter by type of debt or search by keyword.

Type of debt All types Credit cards and loansDebt collectorsFederal student loansFederal tax debtMedical billsMortgage and rentUtility billsMilitary and veteransCredit reports and identity theftScams and complaintsLegal help and bankruptcy

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Verify before you call. Numbers and links were compiled on 21 October 2026, and organizations change them. Confirm on the official website, and never give account passwords or pay a fee to anyone who calls you first.

2 of 17 contacts for federal student loans

• Cards and loans

  Consumer Financial Protection Bureau (CFPB)

  Federal agency · Free

  Submit a complaint about a credit card, loan, mortgage, credit report, or debt collector. The company is asked to respond, usually within 15 days.

  Phone

  855-411-2372

  Website

  consumerfinance.gov/complaint

  Helps with: Cards and loansCollectorsHousingCredit reportsScamsStudent loansMedical

• Student loans

  Federal Student Aid Information Center

  Federal agency (U.S. Department of Education) · Free

  Questions about federal student loans, repayment plans, deferment, and forgiveness programs. You never need to pay anyone for help with federal student loans.

  Phone

  800-433-3243

  Website

  studentaid.gov

  Helps with: Student loans

How the directory is chosen

Only government agencies, federally authorized services, and national nonprofits are listed. Debt Rolodex does not list for-profit debt settlement, consolidation lenders, or credit repair companies, and nobody pays to be included.

State programs and laws vary. For state-specific help, start with your state attorney general or dial 211.