Debt help directory
Official agencies and national nonprofits, free to use. Filter by type of debt or search by keyword.
Verify before you call. Numbers and links were compiled on , and organizations change them. Confirm on the official website, and never give account passwords or pay a fee to anyone who calls you first.
3 of 17 contacts for credit cards and loans
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Cards and loans
Consumer Financial Protection Bureau (CFPB)
Federal agency · Free
Submit a complaint about a credit card, loan, mortgage, credit report, or debt collector. The company is asked to respond, usually within 15 days.
- Phone
- 855-411-2372
Helps with: Cards and loansCollectorsHousingCredit reportsScamsStudent loansMedical
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Cards and loans
National Foundation for Credit Counseling (NFCC)
National nonprofit · Free
Find a member nonprofit credit counseling agency for a budget review and, if suitable, a debt management plan. Counseling sessions are often free or low cost; plans may carry a modest monthly fee.
- Phone
- 800-388-2227
- Website
- nfcc.org
Helps with: Cards and loansCollectorsHousing
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Military
Military OneSource financial counseling
Department of Defense program · Free
Free, confidential financial counseling for service members and eligible family members.
- Phone
- 800-342-9647
- Website
- militaryonesource.mil
Helps with: MilitaryCards and loans
How the directory is chosen
Only government agencies, federally authorized services, and national nonprofits are listed. Debt Rolodex does not list for-profit debt settlement, consolidation lenders, or credit repair companies, and nobody pays to be included.
State programs and laws vary. For state-specific help, start with your state attorney general or dial 211.