Debt help directory
Official agencies and national nonprofits, free to use. Filter by type of debt or search by keyword.
Verify before you call. Numbers and links were compiled on , and organizations change them. Confirm on the official website, and never give account passwords or pay a fee to anyone who calls you first.
3 of 17 contacts for credit reports and identity theft
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Cards and loans
Consumer Financial Protection Bureau (CFPB)
Federal agency · Free
Submit a complaint about a credit card, loan, mortgage, credit report, or debt collector. The company is asked to respond, usually within 15 days.
- Phone
- 855-411-2372
Helps with: Cards and loansCollectorsHousingCredit reportsScamsStudent loansMedical
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Credit reports
IdentityTheft.gov
Federal agency (FTC) · Free
Report identity theft and get a personal recovery plan, including letters to dispute debts you did not create.
- Website
- identitytheft.gov
Helps with: Credit reportsScamsCollectors
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Credit reports
AnnualCreditReport.com
Federally authorized source · Free
Get free credit reports from Equifax, Experian, and TransUnion. It is the official site for free reports; lookalike sites may charge.
- Phone
- 877-322-8228
- Website
- annualcreditreport.com
Helps with: Credit reports
How the directory is chosen
Only government agencies, federally authorized services, and national nonprofits are listed. Debt Rolodex does not list for-profit debt settlement, consolidation lenders, or credit repair companies, and nobody pays to be included.
State programs and laws vary. For state-specific help, start with your state attorney general or dial 211.