Debt help directory
Official agencies and national nonprofits, free to use. Filter by type of debt or search by keyword.
Verify before you call. Numbers and links were compiled on , and organizations change them. Confirm on the official website, and never give account passwords or pay a fee to anyone who calls you first.
3 of 17 contacts for medical bills
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Cards and loans
Consumer Financial Protection Bureau (CFPB)
Federal agency · Free
Submit a complaint about a credit card, loan, mortgage, credit report, or debt collector. The company is asked to respond, usually within 15 days.
- Phone
- 855-411-2372
Helps with: Cards and loansCollectorsHousingCredit reportsScamsStudent loansMedical
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Medical
No Surprises Help Desk
Federal agency (CMS) · Free
Questions or complaints about surprise medical bills, such as out-of-network charges for emergency care, and good-faith estimates if you are uninsured or self-paying.
- Phone
- 800-985-3059
- Website
- cms.gov/nosurprises
Helps with: Medical
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Utilities
211 (United Way and partners)
National nonprofit referral line · Free
Dial 211 to reach local help with rent, utility bills, food, and other essentials. Coverage and programs vary by area.
How the directory is chosen
Only government agencies, federally authorized services, and national nonprofits are listed. Debt Rolodex does not list for-profit debt settlement, consolidation lenders, or credit repair companies, and nobody pays to be included.
State programs and laws vary. For state-specific help, start with your state attorney general or dial 211.