Debt help directory

Official agencies and national nonprofits, free to use. Filter by type of debt or search by keyword.

Type of debt All types Credit cards and loansDebt collectorsFederal student loansFederal tax debtMedical billsMortgage and rentUtility billsMilitary and veteransCredit reports and identity theftScams and complaintsLegal help and bankruptcy

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Verify before you call. Numbers and links were compiled on 21 October 2026, and organizations change them. Confirm on the official website, and never give account passwords or pay a fee to anyone who calls you first.

2 of 17 contacts for legal help and bankruptcy

• Legal help

  Legal Services Corporation: find legal aid

  Federally funded nonprofit · Free

  Find a local legal aid organization that may help with debt collection lawsuits, wage garnishment, or eviction if your income qualifies.

  Website

  lsc.gov

  Helps with: Legal helpCollectorsHousing

• Legal help

  U.S. Trustee Program approved credit counselors

  Federal agency (Department of Justice) · Free

  Before filing bankruptcy you must take credit counseling from an approved provider. This is the official list, searchable by state.

  Website

  justice.gov/ust

  Helps with: Legal help

How the directory is chosen

Only government agencies, federally authorized services, and national nonprofits are listed. Debt Rolodex does not list for-profit debt settlement, consolidation lenders, or credit repair companies, and nobody pays to be included.

State programs and laws vary. For state-specific help, start with your state attorney general or dial 211.