Debt help directory

Official agencies and national nonprofits, free to use. Filter by type of debt or search by keyword.

Type of debt All types Credit cards and loansDebt collectorsFederal student loansFederal tax debtMedical billsMortgage and rentUtility billsMilitary and veteransCredit reports and identity theftScams and complaintsLegal help and bankruptcy

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Verify before you call. Numbers and links were compiled on 21 October 2026, and organizations change them. Confirm on the official website, and never give account passwords or pay a fee to anyone who calls you first.

2 of 17 contacts for military and veterans

• Military

  VA Debt Management Center

  Federal agency (Veterans Affairs) · Free

  Questions about debts from VA benefit overpayments, including payment plans, waivers, and compromise offers.

  Phone

  800-827-0648

  Website

  va.gov/manage-va-debt

  Helps with: Military

• Military

  Military OneSource financial counseling

  Department of Defense program · Free

  Free, confidential financial counseling for service members and eligible family members.

  Phone

  800-342-9647

  Website

  militaryonesource.mil

  Helps with: MilitaryCards and loans

How the directory is chosen

Only government agencies, federally authorized services, and national nonprofits are listed. Debt Rolodex does not list for-profit debt settlement, consolidation lenders, or credit repair companies, and nobody pays to be included.

State programs and laws vary. For state-specific help, start with your state attorney general or dial 211.